Empowering People With Financial Knowledge and Tools Necessary to Save More Money, Spend Wisely and Secure Their Financial Future
Help to Buy ISA is a good option if you’re a first-time buyer saving for a mortgage deposit. The government will will boost your savings with 25% bonus on top of what you save. So, for every £200 you save, you receive a government bonus of £50. This could mean you can receive up £3,000 […]
If you are looking to make your money grow month by month while getting a decent return on interest you should consider opening a Regular Savings Account. You can get an exclusive access to high interest rates with monthly savings accounts. With some accounts you can earn an impressive 5% AER/gross interest (fixed or variable) […]
A Regular Savings Accounts requires you to deposit a sum of money each month without a fail, so they’re best suited for those who are just starting to save for the first time or those who wish to save a specified amount of money each month in a disciplined way. Requirements vary from bank to […]
Your credit score is one of the most important numbers of your life. A credit score is a three-digit number calculated based on your credit report. Understanding how the credit score system work is very important. If you took the time to building and managing your score, then you will have no trouble getting credit […]
A simple but delicious sundried tomato pesto recipe that is so easy and quick to make. Its really versatile as it can be enjoyed with all different types of pastas. Prep Time: 3 Mins Cook Time: 10Mins Serves: 3 Ingredients: 150g Sundried Tomatoes 3 tbsp Nutritional Yeast Parmigiano-Reggiano 2 Cloves Garlic A Handful of Fresh […]
Individual savings accounts also known as ISAs works pretty much in the same way as any other savings accounts. Unlike a standard savings account with ISA, you don’t pay tax on interest earned. They’re arguably more efficient and rewarding investment compared to other saving accounts. Interest rates can be fixed or variable therefore, can change […]
Although rare, identity fraud is becoming an increasing problem. If you fall victim to fraud, this could potentially cause you a lot of stress and damage your credit worthiness, as you become responsible for the credit actions you did not make. Checking your credit report regularly enables you to see any changes on your credit […]
When it comes to putting money aside for the future, it’s all about creating a realistic budget and having discipline sticking to it. However, we all have bills and rent to pay every month among other expenses. Some people have debt’s to repay or emergency situation such as car breakdowns that may occur which means […]
Mobile phones are increasingly becoming expensive. The monthly cost of the latest iPhone X is on par with the monthly cost of my energy bill. Nowadays, it has become a necessity to own a smart phone. I personally use my phone for Emails, Calendar, Notes, Music, Content Creation and the list goes on. This means […]
We all have things we wish to do for ourselves in the future, wether it’s traveling around or just saving money to live comfortably after retirement. To make these wishes come true, setting savings goals for yourself is very important. Define What You Want to Achieve Whether they’re large or small, short or long term […]