Is investing for you?

Growing my money over time is a goal I have had in mind and something I have been trying to do for a while. I also think it’s a goal worth reaching for. Saving was my initial goal but the problem is the interest rates on savings are very low and majority don’t beat inflation. […]

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High Interest Rates Current Account

At the moment top current bank accounts are paying up to 5% interest yet a huge number of savers are either unaware of it or continue to keep their money in banks that pay next to nothing. Although, these rates are certainly attractive, most banks have a range of terms and conditions customers must meet […]

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My Financial Goals for 2019-2020

I am on a long road to obtain financial freedom. My goal for the past two years has all been about learning basic financial management skills, attaining knowledge and experience crucial to managing my finances properly. Also, I had to adopted a Budgeting System that works for me which has helped me manage my income. […]

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Simple Way to Look Out for Fraud

Although rare, identity fraud is becoming an increasing problem. If you fall victim to fraud, this could potentially cause you a lot of stress and damage your credit worthiness, as you become responsible for the credit actions you did not make. Checking your credit report regularly enables you to see any changes on your credit […]

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Personal Finance Tips for Young a Adults

In today’s world being a young adult is difficult, we are facing lake of social housing, high renting cost and low paid Jobs if you are able to secure one. It’s important that Personal Finance is something we think off now rather than later as a lot of young adults will want to put off […]

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How to Save Money Each Month

When it comes to putting money aside for the future, it’s all about creating a realistic budget and having discipline sticking to it. However, we all have bills and rent to pay every month among other expenses. Some people have debt’s to repay or emergency situation such as car breakdowns that may occur which means […]

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How to Lower Your Mobile Phone Bill

Mobile phones are increasingly becoming expensive. The monthly cost of the latest iPhone X is on par with the monthly cost of my energy bill. Nowadays, it has become a necessity to own a smart phone. I personally use my phone for Emails, Calendar, Notes, Music, Content Creation and the list goes on. This means […]

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