Best Help to buy ISA

Help to Buy ISA is a good option if you’re a first-time buyer saving for a mortgage deposit. The government will will boost your savings with 25% bonus on top of what you save. So, for every £200 you save, you receive a government bonus of £50. This could mean you can receive up £3,000 […]

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How to Check Your Credit Score

Your credit score is one of the most important numbers of your life. A credit score is a three-digit number calculated based on your credit report. Understanding how the credit score system work is very important. If you took the time to building and managing your score, then you will have no trouble getting credit […]

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Simple Way to Look Out for Fraud

Although rare, identity fraud is becoming an increasing problem. If you fall victim to fraud, this could potentially cause you a lot of stress and damage your credit worthiness, as you become responsible for the credit actions you did not make. Checking your credit report regularly enables you to see any changes on your credit […]

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How to Save Money Each Month

When it comes to putting money aside for the future, it’s all about creating a realistic budget and having discipline sticking to it. However, we all have bills and rent to pay every month among other expenses. Some people have debt’s to repay or emergency situation such as car breakdowns that may occur which means […]

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How to Lower Your Mobile Phone Bill

Mobile phones are increasingly becoming expensive. The monthly cost of the latest iPhone X is on par with the monthly cost of my energy bill. Nowadays, it has become a necessity to own a smart phone. I personally use my phone for Emails, Calendar, Notes, Music, Content Creation and the list goes on. This means […]

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The Importance of Setting Financial Goals

We all have things we wish to do for ourselves in the future, wether it’s traveling around or just saving money to live comfortably after retirement. To make these wishes come true, setting savings goals for yourself is very important. Define What You Want to Achieve Whether they’re large or small, short or long term […]

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Is investing for you?

Growing my money over time is a goal I have had in mind and something I have been trying to do for a while. I also think it’s a goal worth reaching for. Saving was my initial goal but the problem is the interest rates on savings are very low and majority don’t beat inflation. […]

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